Stakeholder pensions – who holds the stake?

Stakeholder pensions – who holds the stake?

Author: Richard Thomas (1999)

R F Thomas, FCA, MCT, President, The Association of Corporate Trustees
(This piece first appeared in ‘Pensions Week’)
(From Issue 6,January 1999)

There is a crucial development in the DSS Green Paper.  After the unhappy experience of personal pensions, they are to be reformed, with Stakeholder Pensions largely taking their place as the means of pension provision for those workers not already in good occupational pension schemes.

A key principle is that Stakeholder Pensions will be under trust rather than contract law.   Why is this?

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